Digital account creation

Digital account creation

Get new customers registered with your business or app fast. Switch from disconnected, paper-based, manual applications to digital account application forms with automated onboarding processes. From first touch to loyal customer, DecisionOK creates seamless connected onboarding journeys.

Automate loan origination

Automate loan origination

Digitise the entire lending origination process, from direct, digital or broker application capture, credit decisioning and affordability to asset evaluation and digital documentation. DecisionOK helps you write more loans and get to disbursement faster.

Digital trade credit applications

Digital trade credit applications

Create user friendly, professional digital credit application forms that your customers will love, connect with thousands of data points and automated decisioning for instant approvals. Drastically reduce risk and the time to purchase, whilst increasing your efficiency and bottom-line.

Benefits

More speed, less wait = happier customers

More speed, less wait = happier customers

Speed is crucial to creating happy customers. By tapping into a multitude of data points, you can evaluate credit profiles instantly, automate your credit decision policies and enable Straight-Through Processing (STP). If you can’t originate a new customer fast, they will find someone who can. Digitally transform your customer onboarding journey, and accelerate the growth of your business. The no-code configurability of the platform allows for rapid release of new strategies and products, future proofing your business and operations.

Unified

Unified

Onboard new transaction accounts, personal and business loans and investment products from a single platform. Unlimited product types and multiple onboarding workflows are easily handled with DecisionOK.

Look great at every touchpoint

Look great at every touchpoint

DecisionOK's smart forms, customer and broker portals are composable and customisable, covering all channels and ensuring your digital presence is personalized, looks great and inherits your brand’s DNA. In-form calculators and decisioning provide multifaceted origination.

Crunch the numbers

Crunch the numbers

Pull thousands of external data sources, combine with internal and collected data for consumption within our decision engine, automating process from affordability and financial calculations to regulatory compliance and scoring.

Save the trees

Save the trees

Going paperless will save you money and save the environment. Digitisation of your processes is a big step towards being a circular business and achieving your ESG goals.

Our resources

CCCFA Changes and Unintended Consequences

Author Robert Louis Stevenson once wrote the “Sooner or later everyone sits down to a banquet of...

How lenders can cope with the new norms of remote digital service

COVID-19 is fast-forwarding the digital transformation of companies around the world. We are seeing...

Artificial Intelligence’s growing role in Credit Risk

Artificial Intelligence (AI) and Machine Learning (ML) are playing an increasing role in assessing credit...

Other solutions

Integrations

Thousands of third party data points at your fingertips.

Decisioning & Process Automation

DecisionOK will help you automatically approve the right customers based on your credit policy.

OneMatch Fraud & Biometrics

Verify your customer’s identity the smart way with Onematch eKYC and vKYC.