Convenience is King

Convenience is King

We live in a world of 7 second reels and short attention spans. If you can’t onboard and approve a customer in minutes, your competitors will. Whether you’re a fintech, peer-to-peer lender, BNPL start up, or simply sell a product or service on credit, your customer’s experience must come first. Convenience and speed to purchase are crucial to your product’s likability. By hyper-automating your credit decisioning, customer identity verification and onboarding processes, you’ll give customers a great experience, with less wait, and less fuss. You’ll make savvier credit decisions, faster. This means more customers, with less risk.

Meet DecisionOK

DecisionOK is a no-code, configurable platform upon which your business can digitise the decisioning process straight through from application to evaluation and disbursement.

We get you. Your business was designed to disrupt the status quo. So was Credisense. The Credisense solution enables you to offer unique financing solutions to the market the way you want to.

Revenue
Customer Experience
Risk
Productivity
Idea to Market Turnaround
Change Management Timeframes
No-code by nature

No-code by nature

DecisionOK has been built so any team can create their own onboarding and decisioning workflow. No developers required, and no code to wade through.

Power to you

Power to you

DecisionOK offers customisable forms and features, and composable applications which allow anyone in your team to create streamlined customer experiences and automated decisioning rules.

Native Data Integration

Native Data Integration

Through our open API, DecisionOK supports native integration to thousands of third party data points, such as commercial and consumer credit bureaus, bank transactions, data cleansing and verification tools, biometric identity verification, and communication tools (SMS and email).

Centralise everything

Centralise everything

DecisionOK helps you centralise products, data and decisions. Not only stopping store-by-store inconsistencies, but giving you a wholistic picture of your business.

No vendor lock in

No vendor lock in

Born in the cloud, we play nicely with other systems, so you can use who you choose.

Lower credit risk

Lower credit risk

Leverage DecisionOK to elevate your decisioning intelligence. By quickly yet comprehensively checking via thousands of potential data points, and making objective decisions rather than relying on human subjectivity, you will greatly reduce bad debts by way of better decisions.

Lend based on data

Lend based on data

DecisionOK gives you the ability to check cashflow of a customer and lend according to your risk strategy.

Our resources

Will Open Banking Shake Up The Industry?

Open Banking has the potential to restructure the competitive landscape and consumer experience, not only of...

P2P Lending: What China taught us

P2P lending has spread significantly since the pioneering Zopa was conceived in the UK way back in...

The Future of Buy Now, Pay Later in New Zealand

A rising trend in consumer spending is based on the model of Buy Now Pay Later (BNPL) purchases. Unseating...